Forget “Don’t buy anything!” My go-to rule is: “Don’t buy anything yet.” And that one word makes all the difference. Discovering the “delaying purchases” money hack has been the most transformative thing I’ve done for my budget in the past two years. I’ve saved thousands of dollars, developed healthier spending habits, and built up an […]
I want to share exactly what I do every month to save over $5000 a year, or $435 every month without sacrificing anything I enjoy. I got rid of things I didn’t need (or care about in the first place), and I swapped others for smarter alternatives. As a result, I’m richer, happier, and I’ve […]
What is the 50/30/20 Budgeting Rule? The 50/30/20 budgeting rule is one of the most well-known budgeting frameworks. According to this method, your after-tax income should be divided into: This budgeting rule is praised for its simplicity—but it might not be the best fit for your financial situation. The aim of this article is to […]
