Forget “Don’t buy anything!” My go-to rule is: “Don’t buy anything yet.” And that one word makes all the difference. Discovering the “delaying purchases” money hack has been the most transformative thing I’ve done for my budget in the past two years. I’ve saved thousands of dollars, developed healthier spending habits, and built up an […]
What if everything we’ve been told about money and happiness is only half true? We grow up believing that more money leads to more happiness—and to a point, that’s right. But Harvard researchers have spent decades digging into this very question, and their findings reveal a more complex (and hopeful) truth: Money can make you […]
I want to share exactly what I do every month to save over $5000 a year, or $435 every month without sacrificing anything I enjoy. I got rid of things I didn’t need (or care about in the first place), and I swapped others for smarter alternatives. As a result, I’m richer, happier, and I’ve […]
“Salary growth: a true story of career reinvention, confidence, and earning what you’re worth.” When was the last time your salary increased significantly? Would you like to earn twice as much as you do now without waiting years? I imagine most people would answer “yes” to that question—and then quickly follow it with a “but” […]
The timeless investing mindset that beats trends, hype, and hedge funds. Investing can feel intimidating. You might see headlines about complex fintech trends, crypto, or day-trading apps and feel late to the party. Yes, investing is a complicated game but it does have simple solutions. You can play it the Warren Buffett way and you […]
Why Warren Buffett’s Advice Is Perfect for Women Who Are New to Investing Warren Buffett—often called the “Oracle of Omaha” and regarded as one of the most successful investors ever—has a knack for explaining investing in clear, no-nonsense terms. His guidance focuses on timeless truths. Starting to invest can feel overwhelming—especially for busy, multitasking women […]
“You can only achieve what you allow yourself to achieve.”— SmartyPurse Are you tired of feeling like financial freedom is just out of reach? Do you ever wonder why wealth seems to come so easily to some, while you struggle just to stay afloat? The truth is: it’s not about luck, intelligence, or even hard […]
What is net worth really? How to calculate mine? Why should I even care calculating it? These are all questions we will tackle in this article, and by the end of it, you will have the tools and motivation to focus on measuring and growing your financial success. Photo credit: freepngimg.com What is Net Worth, […]
Welcome to Smarty Purse, your guide to building healthy money habits, improving your well-being, and taking control of your financial future. In this article, we dispel 7 myths about personal finance that may be holding you back. So many people postpone saving and investing failing to reach their financial goals but you don’s have to […]
What is the 50/30/20 Budgeting Rule? The 50/30/20 budgeting rule is one of the most well-known budgeting frameworks. According to this method, your after-tax income should be divided into: This budgeting rule is praised for its simplicity—but it might not be the best fit for your financial situation. The aim of this article is to […]
